Follow-on and new rate mortgages.

Here to help
For existing borrowers we offer new rate and follow-on mortgage deals.
If you are an existing mortgage borrower with Suffolk Building Society we’ll contact you in advance of your mortgage deal period coming to an end, and we may be able to help you with your new rate or follow-on mortgage product.
If you can’t find what you’re looking for, or would like to speak to us, we’re only one call away.
Find a mortgage product
New rate and follow-on mortgages.
Whether you have recently reached the end of your current mortgage deal or are already on our Standard Variable Rate (SVR), we’re here to help you with a follow-on mortgage.
If your mortgage isn’t due to come to an end for a while we will contact you before your mortgage product reaches its end date and outline what happens next, along with specific details of what follow-on mortgages may be on offer. For borrowers who choose one of our special follow-on rates we’re usually able to make this happen as soon as the existing product expires.
If your mortgage product has already matured and you are currently on our SVR please get in touch so we can let you know the options available to you.
Alternatively, if you are still in your mortgage deal period and looking to borrow more funds, we may be able to assist with your additional borrowing requirements.
FAQs
All you need to know about mortgages for existing borrowers.
Mortgages don’t have to be confusing. We’ve put together a list of commonly asked questions to help. Can’t find what you’re looking for? Get in touch.
We will get in touch with our existing mortgage holders before their mortgage product reaches the maturity date. We will be able to outline what happens next and will usually offer options for a new rate mortgage deal. For borrowers who choose one of our special follow-on mortgage products we’re usually able to make this happen as soon as the previous product expires.
Our follow-on mortgage products are available for existing Suffolk Building Society mortgage borrowers who are approaching the end of their mortgage deal, or whose mortgage has already matured and transferred onto our Standard Variable Rate (SVR). Alternatively any borrowers who completed on SVR will be considered for a product change 12 months after completion.
Please note we are unable to offer follow-on mortgages to borrowers who are in arrears or have breached their mortgage terms and conditions.
If you’re making changes to your Suffolk Building Society mortgage this is a more in-depth process than simply arranging a follow-on deal, but we will be happy to discuss the changes you’d like to make. We will usually need to treat this as a remortgage rather than a simple follow-on arrangement, which means we will be required to review your financial situation and carry out an affordability assessment. Find out more about remortgaging by visiting our remortgage page or get in touch to discuss your requirements.
We’ve put together some helpful guidance to help you when managing your mortgage. This includes common queries such as removing or adding named parties, changing your details, porting your mortgage product to a new property and lots more. Visit our managing your mortgage page for full details.
If you have an interest only mortgage and are looking to repay the capital, or have questions about how repayment works, visit our repaying an interest only mortgage page to get the latest information.
Looking for something else?
Enquiries
Get in touch.
Nothing beats a proper conversation, so when you’re ready to talk we’d love to hear from you. Use our enquiry form to get in touch with our friendly and knowledgeable team.
Prefer to talk?
Call 0330 123 0723
Contact us
From Our Blog
Mortgage news.
Our blog contains the latest goings-on and updates across the Society, so here’s where you can check out our latest mortgage news.
Or, if you want to see more than just mortgages, take a look at all of our blogs.

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