Landlord insurance.

• Get immediate help with a range of incidents so that your tenant can stay in the property
• Covers a range of emergency incidents such as boiler breakdown, failure of electrical power or blocked toilets
• Includes cover up to £1,000 (inc VAT) per claim with no annual maximum limit on claims.

Examples of what’s not covered:

• Blocked toilets or drains where the cause is a result of misuse or the internal workings of the flush
• Boilers that are over 15 years old
• Damage to flat roofs over 10 years old.

• Provides £100,000 of legal cover and is designed to help landlords through difficult and often stressful legal situations such as tenant disputes and eviction
• You can add Rent Guarantee cover which will provide up to £2,500 per month for unpaid rent for up to 12 months
• You can also get access to a free mediation service for Landlords and Tenants to resolve disputes amicably.

Examples of what’s not covered:

• Incidents that started before the policy
• Does not provide cover where the likelihood of winning is less than 51%
• Claims where you fail to provide evidence that you successfully completed a tenant reference on the tenant (and guarantor if required) prior to the start of the tenancy agreement.

• Protects against sudden, unintentional and unforeseen incidents
• Also protects against deliberate damage or theft caused to the property by a tenant or their visitors, which is excluded when this option is not selected.

Examples of what’s not covered:

• Loss or damage caused by building alterations, renovation or repairs
• Loss or damage caused by wet or dry rot, faulty workmanship or design.

• Available as an optional extra when purchasing accidental damage and malicious damage caused by a tenant
• Covers damages and costs if your property gets used for the manufacture or harvest of drugs.

Examples of what’s not covered:

• Loss or damage caused by you or your family.