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Expat mortgages.

Here to help

Expat mortgages for UK nationals.

Types of mortgages for expats.

Expat residential.

Our expat residential mortgages are for borrowers who want to retain a home for their family to reside in while they are working away.

Expat buy to let.

For properties that are going to be rented out to tenants an expat buy to let mortgage could be the answer.

More information

Find an expat mortgage.

Mortgage Name

Rate

Initial Rate

APRC

Rate Term

Max loan amount

Max LTV

Full Details

Expat Residential 2 Year Discount Rate (Capital & Interest Repayment) – for purchase or remortgage up to 80% LTV

Variable

Product ID: Purchase: 11172 Remortgage: 67220

Variable

Initial Rate

2.70% (SVR minus 2.84%)

APRC

4.8%

Rate Term

2 year

Max loan amount

£1m

Max LTV

80%

Expat Residential 2 Year Discount Rate (Interest Only) – for purchase or remortgage up to 80% LTV

Variable

Product ID: Purchase: 11173 Remortgage: 67221

Variable

Initial Rate

2.85% (SVR minus 2.69%)

APRC

5.0%

Rate Term

2 year

Max loan amount

£1m

Max LTV

80%

Expat Residential 2 Year Fixed Rate (Capital & Interest Repayment) – for purchase or remortgage up to 80% LTV

Fixed

Product ID: Purchase: 15333 Remortgage: 72425

Fixed

Initial Rate

3.10%

APRC

4.5%

Rate Term

2 year

Max loan amount

£1m

Max LTV

80%

Expat Residential 2 Year Fixed Rate (Interest Only) – for purchase or remortgage up to 80% LTV

Fixed

Product ID: Purchase: 15334 Remortgage: 72426

Fixed

Initial Rate

3.25%

APRC

4.9%

Rate Term

2 year

Max loan amount

£1m

Max LTV

80%

Expat Buy To Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV

Variable

Product ID: Purchase: 24137, Remortgage: 24138, Top Slicing Purchase: 24139, Top Slicing Remortgage: 24140

Variable

Initial Rate

2.99% (SVR minus 2.55%)

APRC

5.3%

Rate Term

2 year

Max loan amount

£1m

Max LTV

80%

Expat Buy To Let 5 Year Fixed Rate – for purchase or remortgage up to 80% LTV

Fixed

Product ID: Purchase: 29290, Remortgage: 29291

Fixed

Initial Rate

3.99%

APRC

5.2%

Rate Term

5 year

Max loan amount

£1m

Max LTV

80%

Expat Holiday Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV

Variable

Product ID: Purchase: 24123, Remortgage: 24124

Variable

Initial Rate

3.50% (SVR minus 2.04%)

APRC

5.2%

Rate Term

2 year

Max loan amount

£750,000

Max LTV

80%

Additional Borrowing (Residential) 2 Year Discount Rate – up to 90% LTV

Variable

Product ID: 78013

Variable

Initial Rate

3.25% (SVR minus 2.29%)

APRC

5.1%

Rate Term

2 year

Max loan amount

£500,000

Max LTV

90%

Additional Borrowing (Residential) 2 Year Fixed Rate – up to 90% LTV

Fixed

Product ID: 79012

Fixed

Initial Rate

3.50%

APRC

5.2%

Rate Term

2 year

Max loan amount

£500,000

Max LTV

90%

Additional Borrowing (Residential) Standard Variable Rate – up to 90% LTV

Variable

Product ID: 83007

Variable

Initial Rate

5.54% (SVR)

APRC

5.8%

Rate Term

3 year

Max loan amount

£500,000

Max LTV

90%

Additional Borrowing (Buy To Let) Discount Rate – up to 80% LTV

Variable

Product ID: 78014

Variable

Initial Rate

3.75% (SVR minus 1.79%)

APRC

5.4%

Rate Term

2 year

Max loan amount

£500,000

Max LTV

80%

Additional Borrowing (Buy To Let) Standard Variable Rate – up to 80% LTV

Variable

Product ID: 82004

Variable

Initial Rate

5.54% (SVR)

APRC

5.7%

Rate Term

3 year

Max loan amount

£500,000

Max LTV

80%

Enquiries

We have conversations, not algorithms.

Our decisions are made by experts, not computers. We need to calculate the financials, but we understand there’s more behind a mortgage than the numbers on a page. We can’t promise to lend to everyone and anyone, but we’ll consider most applications on an individual basis.

Ready to go? We’d love to hear from you. Get in touch with our friendly and knowledgeable team.

Prefer to talk?
Call 0330 123 0723

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