Mortgage product
information.
Expat Buy To Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
| Mortgage details | |
|---|---|
Initial rate | 5.29% (SVR minus 2.20%) |
Rate Type | Variable |
Rate Term | 2 year |
APRC | 6.9% |
Standard rate | STANDARD VARIABLE RATE of 7.49% with a discount of 2.20% until 2 years from completion date, then reverting to Suffolk Standard Variable Rate (currently 7.49%) for the remainder of the term. |
Fees | Application Fee: Completion Fee: Valuation Fee: Remortgage – Based on property valuation CHAPS (Fee for transfer of funds to solicitor): |
Maximum loan | £1m |
Maximum LTV | 80% |
Additional information | Fee free over-payments up to 50% of original loan. Early repayment charge of 1% applies until 2 years from completion |
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Representative example
A mortgage of £371,000.00 payable over 10 years on our Standard Variable Rate currently at 7.49% with a discount of 2.20%, giving a current rate payable of 5.29% for 24 months, then on our Standard Variable Rate currently at 7.49% for the remainder of the mortgage term. This would require 24 monthly payments of £4,004.32, followed by 96 payments of £4,342.35. The total amount payable would be £513,562.99 made up of the loan amount plus interest (£140,434.99), an application fee of £199, a completion fee of £1,499, a valuation fee of £300, a mortgage funds release fee of £35 and a mortgage exit fee of £95. The overall cost for comparison is 6.9% APRC representative.
Cash ISAs
Deadlines and new products.
Current tax year deadline
Don’t miss out on your ISA allowance for 2025/2026.
Pay in, or open a new account by Saturday 4 April 2026, before branches close or by midnight for debit card payments and bank transfers.
New fixed rate ISAs launching on 7 April 2026
1-, 2- and 3-year options available at 4.15% Tax-Free*/AER**.
All rates, and terms and conditions will be available on our website on 7 April 2026. ISA and tax rules apply.