Mortgage product
information.
Expat Residential 2 Year Discount Rate (Capital & Interest Repayment) – for purchase or remortgage up to 80% LTV
| Mortgage details | |
|---|---|
Initial rate | 5.19% (SVR minus 2.30%) |
Rate Type | Variable |
Rate Term | 2 year |
APRC | 7.3% |
Standard rate | STANDARD VARIABLE RATE of 7.49% with a discount of 2.30% until 2 years from completion date, then changing to Suffolk Standard Variable Rate (currently 7.49%). |
Fees | Application Fee: Completion Fee: Valuation Fee: Remortgage – Based on property valuation CHAPS (Fee for transfer of funds to solicitor): |
Maximum loan | £2m |
Maximum LTV | 80% |
Additional information | Fee free over-payments up to 50% of original loan. Early repayment charge of 1% applies until 2 years from completion |
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Representative example
A mortgage of £430,000.00 payable over 24 years on our Standard Variable Rate currently at 7.49% with a discount of 2.30%, giving a current rate payable of 5.19% for 24 months, followed by our Standard Variable Rate currently at 7.49% for the remainder of the mortgage term. This would require 24 monthly payments of £2,620.28, followed by 264 payments of £3,188.06. The total amount payable would be £950,180.61 made up of the loan amount plus interest (£518,502.61), an application fee of £199, a completion fee of £999, a valuation fee of £350, a mortgage funds release fee of £35 and a mortgage exit fee of £95. The overall cost for comparison is 7.3% APRC representative
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Cash ISAs
Deadlines and new products.
Current tax year deadline
Don’t miss out on your ISA allowance for 2025/2026.
Pay in, or open a new account by Saturday 4 April 2026, before branches close or by midnight for debit card payments and bank transfers.
New fixed rate ISAs launching on 7 April 2026
1-, 2- and 3-year options available at 4.15% Tax-Free*/AER**.
All rates, and terms and conditions will be available on our website on 7 April 2026. ISA and tax rules apply.