New online service – You can now open new savings accounts and view your branch account and mortgage via our online service.

Repayment calculator.

Here to help

Monthly mortgage repayment calculator.

Using our mortgage repayment calculator.

When entering your mortgage amount you will need to specify whether you have a capital and interest repayment loan, an interest only loan or part and part. An interest only loan means you are only paying the monthly interest due and not clearing the mortgage capital – you will still owe the same at the end of the mortgage as you did at the start, and you will need to have an alternative repayment strategy in place (such as a pension lump sum or a second property).

Our calculator is based on certain assumptions, such as the interest rate being fixed for the full mortgage term, and should only be used as an indicative figure. Your current interest rate may be variable, or you may revert to a Standard Variable Rate when your current interest rate expires.




Monthly repayment £XX

Total interest repaid over full mortgage term £XX

Total amount repaid over full mortgage term (loan + interest) £XX

Please note: The results are for illustration purposes only.

This monthly repayment calculator should only be used as an indicative figure. It does not constitute a guarantee of your mortgage repayments or that you will be able to secure the mortgage you require.


We have conversations, not algorithms.

Our decisions are made by experts, not computers. We need to calculate the financials, but we understand there’s more behind a mortgage than then numbers on a page. We can’t promise to lend to everyone and anyone, but we’ll consider all applications on an individual basis.

Ready to go? We’d love to hear from you. Get in touch with our friendly and knowledgeable team.

Prefer to talk?
Call 0330 123 0723

Contact us

    Your browser is out-of-date.

    Welcome to our new website. This site is not fully supported in Internet Explorer.
    Please download one of the browsers below to continue using this website.

    • Google Chrome
    • Microsoft Edge