Here to help
Monthly mortgage repayment calculator.
Using our mortgage repayment calculator.
When entering your mortgage amount you will need to specify whether you have a capital and interest repayment loan, an interest only loan or part and part. An interest only loan means you are only paying the monthly interest due and not clearing the mortgage capital – you will still owe the same at the end of the mortgage as you did at the start, and you will need to have an alternative repayment strategy in place (such as a pension lump sum or a second property).
Our calculator is based on certain assumptions, such as the interest rate being fixed for the full mortgage term, and should only be used as an indicative figure. Your current interest rate may be variable, or you may revert to a Standard Variable Rate when your current interest rate expires.
Monthly repayment £XX
Total interest repaid over full mortgage term £XX
Total amount repaid over full mortgage term (loan + interest) £XX
Please note: The results are for illustration purposes only.
This monthly repayment calculator should only be used as an indicative figure. It does not constitute a guarantee of your mortgage repayments or that you will be able to secure the mortgage you require.
More information before you apply for a mortgage.
A mortgage is often the biggest financial decision you’ll make, so it helps to have all the information at your fingertips. We’ve put together some useful guides, tools and resources to help you before and during the application process.
General mortgage information and criteria.
Our mortgages, explained. We’ve put together a useful guide of things you might need to know, along with some general criteria.
Frequently asked questions.
If you’ve got a question about a mortgage, we’ve most likely heard it before. Here you’ll find answers to some common enquiries.
Useful mortgage downloads.
There’s lots to think about when considering or arranging a mortgage. We’ve pulled together some handy resources all in one place.
We exist to benefit our members – now and for the future, helping them to buy a home and save their money with an organisation they can trust.
We took out a mortgage on our house to help children get on the property ladder and have found Ipswich now Suffolk Building Society a friendly, professional and human organisation – just like building societies and banks used to be but so few are these days. A great team of people.
I have always found it very easy to contact Suffolk Building society by phone, or by email or on line, and the staff are always friendly, knowledgeable, helpful and efficient. For me, this is the most important feature of a good building society.
We have conversations, not algorithms.
Our decisions are made by experts, not computers. We need to calculate the financials, but we understand there’s more behind a mortgage than then numbers on a page. We can’t promise to lend to everyone and anyone, but we’ll consider all applications on an individual basis.
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