Here to help
Monthly mortgage repayment calculator.
Using our mortgage repayment calculator.
When entering your mortgage amount you will need to specify whether you have a capital and interest repayment loan, an interest only loan or part and part. An interest only loan means you are only paying the monthly interest due and not clearing the mortgage capital – you will still owe the same at the end of the mortgage as you did at the start, and you will need to have an alternative repayment strategy in place (such as a pension lump sum or a second property).
Our calculator is based on certain assumptions, such as the interest rate being fixed for the full mortgage term, and should only be used as an indicative figure. Your current interest rate may be variable, or you may revert to a Standard Variable Rate when your current interest rate expires.
Monthly repayment £XX
Total interest repaid over full mortgage term £XX
Total amount repaid over full mortgage term (loan + interest) £XX
Please note: The results are for illustration purposes only.
This monthly repayment calculator should only be used as an indicative figure. It does not constitute a guarantee of your mortgage repayments or that you will be able to secure the mortgage you require.
More information before you apply for a mortgage.
A mortgage is often the biggest financial decision you’ll make, so it helps to have all the information at your fingertips. We’ve put together some useful guides, tools and resources to help you before and during the application process.
General mortgage information and criteria.
Our mortgages, explained. We’ve put together a useful guide of things you might need to know, along with some general criteria.
Frequently asked questions.
If you’ve got a question about a mortgage, we’ve most likely heard it before. Here you’ll find answers to some common enquiries.
Useful mortgage downloads.
There’s lots to think about when considering or arranging a mortgage. We’ve pulled together some handy resources all in one place.
We exist to benefit our members – now and for the future, helping them to buy a home and save their money with an organisation they can trust.
Ipswich Building Society explained the process very clearly at each stage. My mortgage consultant was extremely helpful and efficient, she responded to my questions and queries very promptly and in general the process went very smoothly.
It is very easy to contact Ipswich Building society and to speak to an advisor. I received good advice and I am very happy with my mortgage. Everything was set up with the minimum of fuss.
We have conversations, not algorithms.
Our decisions are made by experts, not computers. We need to calculate the financials, but we understand there’s more behind a mortgage than then numbers on a page. We can’t promise to lend to everyone and anyone, but we’ll consider all applications on an individual basis.
Ready to go? We’d love to hear from you. Get in touch with our friendly and knowledgeable team.
Prefer to talk?
Call 0330 123 0723
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