New online service – You can now open new savings accounts and view your branch account and mortgage via our online service.

Mortgage affordability calculator.

In the know

How much can I borrow?

Mortgage calculator.





Based on your income you may be able to borrow up to: £XXX

This calculator is based on certain assumptions and should only be used as an indicative figure. It does not constitute a mortgage offer or a guarantee that you will be able to borrow that amount.

The actual amount you may be able to borrow will most likely differ from the sum shown above. This is because during your mortgage application you will be asked to submit full information about your income, financial commitments and expenditure. Visit our information and general lending criteria page for more details, or you might like to read through our frequently asked questions.

Get started

Find a mortgage that’s right for you.


We have conversations, not algorithms.

Our decisions are made by experts, not computers. We need to calculate the financials, but we understand there’s more behind a mortgage than then numbers on a page. We can’t promise to lend to everyone and anyone, but we’ll consider all applications on an individual basis.

Ready to go? We’d love to hear from you. Get in touch with our friendly and knowledgeable team.

Prefer to talk?
Call 0330 123 0723

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