Mortgage affordability calculator.
In the know
How much can I borrow?
If you’re buying your first home, moving up the property ladder or buying an additional property you’ll most likely be wondering how much you can borrow through a mortgage. We often have would-be applicants asking ‘how much mortgage can I afford?’ or ‘what mortgage can I afford?’, so, if that’s you, we’re here to help!
Using our simple mortgage calculator will give you an outline idea, rather than having to complete a full mortgage affordability calculator – we’ll be able to do this during your application. For now, we hope this gives you a good idea.
Mortgage calculator.
£
Based on your income you may be able to borrow up to: £XXX
This calculator is based on certain assumptions and should only be used as an indicative figure. It does not constitute a mortgage offer or a guarantee that you will be able to borrow that amount.
The actual amount you may be able to borrow will most likely differ from the sum shown above. This is because during your mortgage application you will be asked to submit full information about your income, financial commitments and expenditure. Visit our information and general lending criteria page for more details, or you might like to read through our frequently asked questions.
Get started
Find a mortgage that’s right for you.
Using our handy mortgage finder you can look at our range of currently available mortgage products, including those for first time buyers, later life borrowers, the self employed and more.
More about mortgages.
Haven’t found what you’re looking for? We’ve got you covered. Browse through our useful guides, tools and resources for more information.
Building relationships
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We took out a mortgage on our house to help children get on the property ladder and have found Ipswich now Suffolk Building Society a friendly, professional and human organisation – just like building societies and banks used to be but so few are these days. A great team of people.
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I have always found it very easy to contact Suffolk Building society by phone, or by email or on line, and the staff are always friendly, knowledgeable, helpful and efficient. For me, this is the most important feature of a good building society.
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Enquiries
We have conversations, not algorithms.
Our decisions are made by experts, not computers. We need to calculate the financials, but we understand there’s more behind a mortgage than then numbers on a page. We can’t promise to lend to everyone and anyone, but we’ll consider all applications on an individual basis.
Ready to go? We’d love to hear from you. Get in touch with our friendly and knowledgeable team.
Prefer to talk?
Call 0330 123 0723
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From Our Blog
Mortgage news.
Our blog contains the latest goings-on and updates across the Society, so here’s where you can check out our latest mortgage news.
Or, if you want to see more than just mortgages, take a look at all of our blogs.
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We’ve Been Shortlisted – What Mortgage Awards 2024
The Self Build Land Grab
Self Build Research: a Third of People are Considering Self Build.
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How to Know if a Plot of Land is Suitable for a Self Build Project
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