15% deposit mortgages.
Mortgages for real life
Borrowers with a 15% deposit can access 85% loan to value mortgages.
Find a mortgage product
Check out 85% LTV mortgages
for a 15% deposit.
Your questions answered
Your questions about
85% LTV mortgages answered.
No, if you have a 15% deposit it doesn’t matter if you are a first time buyer or already own a property and are looking to move home or [remortgage]. Although it’s useful to know that, in certain cases, some mortgage products may only be available for purchase or remortgage applicants, rather than both, but that’s on a per product basis and not a general rule.
Our mortgage finder includes a quick loan to value calculator, which is just worked out as a percentage of how much you need to borrow against the total price/value of the property.
If you’ve already got a mortgage and are looking for a new mortgage deal up to 85% LTV you can find our currently available remortgage products in our mortgage finder. To find out more about [remortgaging] and what’s involved simply visit our [remortgage page].
Ipswich Building Society explained the process very clearly at each stage. My mortgage consultant was extremely helpful and efficient, she responded to my questions and queries very promptly and in general the process went very smoothly.
It is very easy to contact Ipswich Building society and to speak to an advisor. I received good advice and I am very happy with my mortgage. Everything was set up with the minimum of fuss.
Find the right mortgage product for you.
Get an idea of how much you could borrow, calculate monthly repayments and see the difference an overpayment could make.
We have conversations, not algorithms.
Our decisions are made by experts, not computers. We need to calculate the financials, but we understand there’s more behind a mortgage than the numbers on a page. We can’t promise to lend to everyone and anyone, but we’ll consider most applications on an individual basis.
Ready to go? We’d love to hear from you. Get in touch with our friendly and knowledgeable team.
Prefer to talk?
Call 0330 123 0723
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