The Bank of England reduced the base rate by 0.25 percentage points to 4.75% on Thursday 7 November 2024. Find out how this affects your mortgage or savings account here.

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Our decisions are made by experts, not computers. We need to calculate the financials, but we understand there’s more behind a mortgage than the numbers on a page. We can’t promise to lend to everyone and anyone, but we’ll consider most applications on an individual basis.

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